Solution

Insurance Claim Bundles Into Claims Intelligence

PrismIQ treats every document in a claim as one case: it classifies each page, extracts the facts, connects them across documents and flags what an adjuster needs to look at.

The problem

Why this process resists automation

A claim rarely arrives as one document. Adjusters receive a bundle — forms, bills, reports, identity documents and photos — and must reconcile them by hand before any decision can be made.

  • — Bundles mix scanned, photographed and digital pages in varying order and quality
  • — The same fact (policy number, date, amount) appears in several documents and must agree
  • — Missing documents are often only discovered after days in the queue
  • — Arabic, Urdu and English documents can appear in the same claim
  • — Adjuster time is spent on data entry instead of judgement

Today

How the work happens now

  1. 01Claim bundle received by email, portal or branch
  2. 02Each page opened, identified and renamed manually
  3. 03Policy, claimant and amount keyed into the claims system
  4. 04Bills and estimates checked against the claim form by eye
  5. 05Missing documents requested from the claimant
  6. 06File passed to an adjuster for assessment

How PrismIQ solves it

Insurance Claims Intelligence with document intelligence

One case, many documents

All files submitted for a claim are grouped and processed as a single case rather than as unrelated uploads.

Page-level classification

Each page is identified — claim form, bill, estimate, police or medical report, ID, photo — even when they arrive merged in one PDF.

Cross-document claim context

Policy, claimant, dates, treatment or damage, and amounts are linked across documents into one claim context, with the source of each value kept.

Completeness and consistency checks

Required documents are checked against the claim type, and values that disagree between documents are flagged instead of silently accepted.

Adjuster-ready review

Exceptions go to a reviewer with the original page highlighted beside the extracted value, so decisions are made on evidence.

Decision stays with people

PrismIQ prepares and validates the file. Liability, coverage and settlement decisions remain with your claims team.

Documents

Document types handled

Claim / FNOL formPolice or accident reportRepair estimate / garage quotationMedical bill and invoiceDischarge summaryPrescriptionIdentity document / Emirates ID / CNICDriving licence and vehicle registrationDamage photographs

Extraction

Data captured

  • Policy number and claim number
  • Claimant / patient name and ID
  • Incident or admission date
  • Hospital, garage or provider
  • Treatment, damage or parts description
  • Claimed amount and line items
  • Vehicle plate and chassis number (motor)

Validation

Checks applied to every document

  • Policy number matches across claim form and supporting documents
  • Incident date falls within the policy period
  • Required documents present for the claim type
  • Bill or estimate total equals the sum of its lines
  • Claimed amount compared against bill and estimate totals
  • Identity details consistent with policy holder records

Workflow

End-to-end processing flow

  1. 1Claim bundle received
  2. 2Pages classified and grouped
  3. 3Fields extracted with confidence
  4. 4Claim context assembled
  5. 5Completeness and consistency checks
  6. 6Adjuster review of exceptions
  7. 7Validated file sent to claims system

Integration

Where the data goes

Core insurance / claims platformPolicy administration systemDocument managementEmail and customer portal intakeREST API and webhooks

Security

Deployment and control

Encryption in transit and at restRole-based access controlComplete audit trailsOn-premise, private cloud or hybrid deploymentConfigurable data retention

Outcomes

What changes for the business

Faster first touch

Claims arrive at the adjuster already classified, extracted and checked.

Earlier gap detection

Missing documents are identified at intake rather than mid-assessment.

Evidence on every value

Each extracted fact links back to the page it came from for audit.

Adjusters on judgement

Manual keying is reduced so specialists focus on assessment.

Outcomes describe the design intent of the solution. Actual results depend on document complexity, workflow design, integration requirements and deployment environment.

Frequently asked questions

Bring Insurance Claims Intelligence into straight-through processing

Book an enterprise demo and we will walk through your document types, validation rules and integration architecture.